The Family Assurance Centre Limited website is governed by New Zealand law. And any visitor to this Site, or anyone using the services available on or through this Site each submits to the exclusive jurisdiction of the courts of New Zealand.

DISCLOSURE STATEMENT
Disclosure Statement for the financial advisers associated with this website are available on request by contacting us and are free of charge.

General Information
The information provided by the Family Assurance Centre Site is for general information purposes only. While we have endeavoured to ensure that the content and material on the site is free from error, Family Assurance Centre does not warrant its accuracy, adequacy or completeness or that it is suitable for your intended use. In no event shall Family Assurance Centre be responsible for any loss or damage of whatever kind arising out of access to, use of, or reliance on any prices and information available through the Family Assurance Centre Site or any hyperlink to any website or any information contained or accessed through this Site.

You agree that Family Assurance Centre is not responsible for any damage or harm arising out of your use of the Family Assurance Centre Site. You also agree that all warranties, conditions and representations in respect of the Family Assurance Centre Site (express or implied) are excluded to the fullest extent permitted by law. None of Family Assurance Centre Ltd directors, officers, employees or agents, or any other party involved in creating, producing or delivering the Family Assurance Centre Site, is liable for any direct, incidental, consequential, indirect or punitive damages, which are excluded to fullest extent permitted by law, arising out of your access to, or use of or inability to use, the Family Assurance Centre Site or arising from your reliance or non-reliance on the content available on or through the Family Assurance Centre Site.

Family Asurance Centre is not, via this website, making any offer to enter into any transaction or relationship with you. For full information on the products and services referred to in the Family Assurance Centre Site, including relevant terms and conditions, please contact Family Assurance Centre.

Independent Advice
You should seek your own professional advice as to the suitability of any financial products and/or services referred to on the Family Assurance Centre website.

Limitation of liability
If for any reason Family Assurance Centre and its owners is responsible for any damage or harm arising out of your use of the Family Assurance Centre Site, in no event shall Family Assurance Centre's total liability to you for all damages, losses, and causes of actions (whether in contract, tort - including but not limited to negligence - or otherwise) exceeding the amount paid by you, if any, for accessing this Family Assurance Centre Site.

The contents of Family Assurance Centre Ltd website may contain links to other third party sites.  These sites are not under the control of Family Assurance Centre Ltd, and we are not responsible for the contents of any linked site or liable for any direct or indirect loss or damage suffered by you or any other person from accessing, using or relying on any linked site or trading with third parties.  The inclusion of any link in this Site is provided as a convenience only and does not imply endorsement or verification by us of the linked site or the products and services provided there or any association with its operators.