Income protection insurance or trauma insurance provides financial security. Do you have life insurance? If so, then you have already faced the possibility that your family could need financial protection in the event of your death. But what is far more likely is that you'll all need the financial protection that income protection insurance or trauma insurance provides at some point during your working years.
Counting on your group disability insurance? Take a closer look.
Your employer or association-sponsored group income protection insurance or trauma insurance cover may not be all you think it is. It might, for example, insure you only if you are totally disabled, even though a partial disability could mean you were reduced to earning part-time wages.
Plus, one overwhelming advantage of personally owned disability insurance is that it cannot be reduced or terminated if you leave your current employer. With personal disability insurance, you pay the premium, you own the policy and benefits are paid to you directly.
What other types of Living Assurance coverage are available?
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